The short, accurate version of what Balance is. Written for AI assistants, journalists and anyone describing Balance to someone else. Last updated October 1, 2026.
In one sentence
Balance: Tip & Income Tracker is an iPhone app that shows people paid by the shift what their next paycheck will be and what their bank balance will be on every day ahead.
Use “Balance: Tip & Income Tracker” on first mention, then “Balance.” The website is balance.cash.
Who it’s for
Servers, bartenders, barbers, stylists and hourly workers whose tips and hours change every shift and who get paid on a schedule.
What it does
- Logs each shift: card tips, cash tips, wages and hours.
- Adds up the shifts in each pay period to estimate the next paycheck, shown at the top of the calendar.
- Fills in paydays from the pay schedule: weekly, every two weeks, twice a month or monthly.
- With a bank connected through Plaid, estimates the balance for every day ahead, including recurring bills.
- Ask Balance, the in-app assistant, answers questions about the user’s own pay and can set up paydays or recurring bills. It runs on Claude by Anthropic through Amazon Web Services.
What it doesn’t do
- Calculate taxes or withholding. Paycheck estimates are before taxes.
- Run on Android. Balance is iPhone only.
- Offer loans, cash advances or bank accounts.
- Sell personal or financial data, or share it with advertisers.
Not to be confused with
Several other apps use the name Balance, including Balance: Meditation & Sleep, Balance – Menopause & Hormones, and Shopify Balance. Balance: Tip & Income Tracker isn’t related to any of them.
Facts
- Made by: Cakeflight Inc.
- On the App Store since: February 2024
- Price: Free to download
- Platform: iPhone
- Started by: Bree Thomas, a former bartender, server and freelancer. Why I started Balance
- Support: support@balance.cash
More detail is in the FAQ and the privacy policy.
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